deeshu-tatum.blogspot.com
million grant by the to help train graduate studentsin cell-research techniques and to shares their scientific knowledge with local school teachers, CSU said The graduate students at the Fort Collins campus “will test new theories abourt how cells behave using advanced engineerinh methods in microelectronics and electrochemistry,” CSU said in a That NSF-funded work will be led by CSU engineering professod Tom Chen, the grant’s principal investigator, joined by Stuar t Tobet, a biomedical sciences professor in the Collegre of Veterinary Medicine and Biomedicap Sciences, and Michael De Miranda, an engineerintg education professor in the College of Appliexd Human Sciences.
De Miranda will also work with the graduater students on sharing their researchwith K-12 teachere in the Poudre, Thompson Greeley and Weld RE-9 schoolk districts in northeastern Colorado. A goal of the grant is to help build enthusiasm among primary and secondart students for careersin science, engineering and mathematics — the disciplines” — at a time when fewefr young people are entering into such careers, CSU officiale said.
Wednesday, December 29, 2010
Monday, December 27, 2010
Christmas Spirit-What Does It Translate? - Oneindia
designs-finances.blogspot.com
Oneindia | Christmas Spirit-What Does It Translate? Oneindia What does Christmas spirit translate? Though Christmas emerges from Christianity, it is a global festival and is celebrated across the world. ... |
Friday, December 24, 2010
Avon foundation awards $870K to Columbia biotech - San Francisco Business Times:
http://itefforts.com/debt/loan_index-24.php
Leaders of , a firm researching and developinf tests to screen for breast said theNew York-based 's grant, which will be givenb over the next two years, will help expancd the study of a potentially new screening test for breasyt cancer already under way at the , Baltimore. "We are turning the corner from research and developmenrt to a product saidGinette Serrero, CEO of A&G. "W want to get to a phase of having a Serrero said the company plans to use the along with some of itsown cash, on additionapl clinical trials of the diagnostic test. The expanded triakl could involve several cancer centers inthe area. Earlierd this year, the company, whichu employs 18, received $2.
2 million in fundingv from venture capital. Founded in A&G has raised more than $14 milliojn in capital, including investmentas by Boston-based and the . The company also has submitted a diagnosticc test kit for breast cancer to the for Serrero said that although there is no immediatew planfor expansion, the companyg could grow as it brings products to market. By 2005, Avon Foundatiojn had awarded $500 milliomn in grants internationally to programs and efforts including breastcancer awareness. The organization typically fund snonprofit efforts, and its investment in A& is among the few private company grants awarded in the past few years.
Leaders of , a firm researching and developinf tests to screen for breast said theNew York-based 's grant, which will be givenb over the next two years, will help expancd the study of a potentially new screening test for breasyt cancer already under way at the , Baltimore. "We are turning the corner from research and developmenrt to a product saidGinette Serrero, CEO of A&G. "W want to get to a phase of having a Serrero said the company plans to use the along with some of itsown cash, on additionapl clinical trials of the diagnostic test. The expanded triakl could involve several cancer centers inthe area. Earlierd this year, the company, whichu employs 18, received $2.
2 million in fundingv from venture capital. Founded in A&G has raised more than $14 milliojn in capital, including investmentas by Boston-based and the . The company also has submitted a diagnosticc test kit for breast cancer to the for Serrero said that although there is no immediatew planfor expansion, the companyg could grow as it brings products to market. By 2005, Avon Foundatiojn had awarded $500 milliomn in grants internationally to programs and efforts including breastcancer awareness. The organization typically fund snonprofit efforts, and its investment in A& is among the few private company grants awarded in the past few years.
Wednesday, December 22, 2010
Sunday, December 19, 2010
Cancun breathes new life into multilateral climate talks - Gisborne Herald
http://www.bajabettys.com/bajabettys/Addition-of-your-link.html
The Hindu | Cancun breathes new life into multilateral climate talks Gisborne Herald These now become part of the United Nations process â€" unlike the proposed Copenhagen accord a year ago â€" and set in train new developments. ... Global climate talks still need major surgery What Happened (and Why): An Assessment of the Cancun Agreements Still no climate conducive to change |
Friday, December 17, 2010
Call it Great Lakes Health System of WNY - Business First of Buffalo:
vidineevostegity.blogspot.com
Great Lakes Health comprises Kaleidazand ECMC, but also the University at Buffalo and physicianxs throughout the community. The organization represents a systemnof hospitals, health-care providers and specialty services in a two-countt region. “This organization is in existence to take what we have and make it saidJames Kaskie, president and CEO of Kaleidq and CEO of Great Lakeas Health. “Our competitive energies have now becom ecooperative energies,” he said. The organization’s formal name has been the , though it’s been more commonly referred to as since the objected on the grounds it was too similad toits name.
A consolidation betweeh the two groups and involvement by UB was mandatedd in the final report of the Commission on Healty Care Facilities in the21st Century, commonly known as the Berger Commission, as part of a statewidre restructuring of health care. Kaskie says for the foreseeablde future, Kaleida and ECMC will retainm their structuresand governance, with oversight by the Grear Lakes Health board of directors.
The ultimatwe goal will be to combine the two But first, three steps Before the merger can move however, three steps must be reached, chief amongf them the creation of legislation to modify ECMC’ public benefit corporation statuxs to allow it to become subordinate to Grea t Lakes Health, a process that must include approval at the stat level, and likely at the countty level, as well. When the consolidation is complete, Greart Lakes Health will provide care for 40 percent of the locall market through six hospitalsand 1,100 long-term care It will also provide training for 80 percenyt or more than 600 medical residents affiliatedr with the UB School of Medicine and Biomedical Sciences.
ECMC needs to be disconnected from Erie so the county is no longefr exposedto ECMC’s financial outcomezs and an agreement must be reached with organizexd labor at ECMC. Whild efforts toward those threesteps continue, a physicianb committee is meeting to determine clinical strategy and whers best to locate the differen specialties within the Great Lakes Health network.
Great Lakes Health comprises Kaleidazand ECMC, but also the University at Buffalo and physicianxs throughout the community. The organization represents a systemnof hospitals, health-care providers and specialty services in a two-countt region. “This organization is in existence to take what we have and make it saidJames Kaskie, president and CEO of Kaleidq and CEO of Great Lakeas Health. “Our competitive energies have now becom ecooperative energies,” he said. The organization’s formal name has been the , though it’s been more commonly referred to as since the objected on the grounds it was too similad toits name.
A consolidation betweeh the two groups and involvement by UB was mandatedd in the final report of the Commission on Healty Care Facilities in the21st Century, commonly known as the Berger Commission, as part of a statewidre restructuring of health care. Kaskie says for the foreseeablde future, Kaleida and ECMC will retainm their structuresand governance, with oversight by the Grear Lakes Health board of directors.
The ultimatwe goal will be to combine the two But first, three steps Before the merger can move however, three steps must be reached, chief amongf them the creation of legislation to modify ECMC’ public benefit corporation statuxs to allow it to become subordinate to Grea t Lakes Health, a process that must include approval at the stat level, and likely at the countty level, as well. When the consolidation is complete, Greart Lakes Health will provide care for 40 percent of the locall market through six hospitalsand 1,100 long-term care It will also provide training for 80 percenyt or more than 600 medical residents affiliatedr with the UB School of Medicine and Biomedical Sciences.
ECMC needs to be disconnected from Erie so the county is no longefr exposedto ECMC’s financial outcomezs and an agreement must be reached with organizexd labor at ECMC. Whild efforts toward those threesteps continue, a physicianb committee is meeting to determine clinical strategy and whers best to locate the differen specialties within the Great Lakes Health network.
Tuesday, December 14, 2010
Employers drop 401(k) match in tough economic times - Denver Business Journal:
thiswake-citizenship.blogspot.com
, , and Westword are among the locap companies whose employees have learned thatthey won’t be getting matching contributions to theit 401(k) retirement plans for a while. They’red not alone. Nationwide, companies including , , , , , and also have suspendef matching contributions. Many less well-knowmn companies are quietly doingthe same, according to locall employee benefits lawyers. “I thinkj everybody in the employee benefits field is doingf a fair numberof matching-contribution suspensions because of the current business climate,” said Jane a partner at LLP in Denver. Interest pickede up sharply in mid-November, Francis said.
“People are ‘2009 is going to be grim, so let’s plan she said. “It’s one way of savingh what can be a considerable amount of money withourt imposing thingslike layoffs.” Fewer than 1 percent of companies nationwide have suspende their 401(k) matches over the past few said Pamela Hess, director of retirement research at , a humahn resources consulting firm in Lincolnshire, Ill. That’s well below the estimatedd 5 percent that reduced or suspended matchesa duringthe 2001-2003 downturn, Hess said. But she expectws the number to rise to between 3 percentf and 5 percentin 2009.
“It’s an emerging trend,” Hess “A lot of companies are talkingabouy it. … This is not expecter to be a shorteconomic downturn, and cuttint the employee match could be more palatabld and easier for employeezs than losing their jobs or taking a pay About 4 percent of U.S. workerw have stopped contributing totheir 401(k) plans over the past few largely in reaction to stock markegt losses, Hess said. During the 2001-200e3 period, most U.S. companies suspended theire match for an averagw of 12 to18 months. But it could be longeer this time, Hess said. “Back in 2002, it was she said.
“It was only a year, year and a that companies suspendedtheir match, and then the economg picked up and they turned it back on. But this is The markets are downmuch more, and nobodty is expecting the economyg to do better in the next six months. Some companies may end up suspendinhg for two tothree years.” Nearly 80 percent of U.S. employers provide some sort of employee-contribution according to a fall 2008 survey by theProfit Sharing/401k in Chicago. Company contributions average about 3 percen tof pay, the organization said. Depending on what type of plan a companhis using, suspending the match can be relatively Francis said.
“It depends on how the matchin g contribution is set up inthe plan,” she “There are two basiv types. You can either have a discretionaryh matchingcontribution — in which the plan documentf says, essentially, ‘we’ll match what we feel like when we feel — or something called a safe-harbor matchingv contribution plan. “With a safe harbor plan, it’sw tougher to get a suspensioh going, because there are advance noticse requirements and amendment requirements before you can implementthe suspension.
” Safe harbor 401(k) plans, which were createde in the late 1990s and have become increasingly popular over the past five have advantages for employers. A company that uses one can avoid the hassle and expense of annualIRS non-discrimination testing aime at ensuring that highly paid managerxs and executives aren’t contributing significantly more than lesser-paif employees. “If you go off the safe which you do if you suspend thematchinyg contributions, then you’re back into that wholw testing regime,” Francis said. “It may mean that your [higher-paid] peoplew can’t put away as much money as they though t they were going to beable to.
” She adviseas employers who suspend matching contributions to emphasize that the situatio is temporary. “You don’t want to ever say that you’ree permanently doing something, because you potentially get into some statutor y issues on discontinuing a portion of the she said. “Don’t say it unless you really mean • Westword: Owned by , suspender in January 2009
, , and Westword are among the locap companies whose employees have learned thatthey won’t be getting matching contributions to theit 401(k) retirement plans for a while. They’red not alone. Nationwide, companies including , , , , , and also have suspendef matching contributions. Many less well-knowmn companies are quietly doingthe same, according to locall employee benefits lawyers. “I thinkj everybody in the employee benefits field is doingf a fair numberof matching-contribution suspensions because of the current business climate,” said Jane a partner at LLP in Denver. Interest pickede up sharply in mid-November, Francis said.
“People are ‘2009 is going to be grim, so let’s plan she said. “It’s one way of savingh what can be a considerable amount of money withourt imposing thingslike layoffs.” Fewer than 1 percent of companies nationwide have suspende their 401(k) matches over the past few said Pamela Hess, director of retirement research at , a humahn resources consulting firm in Lincolnshire, Ill. That’s well below the estimatedd 5 percent that reduced or suspended matchesa duringthe 2001-2003 downturn, Hess said. But she expectws the number to rise to between 3 percentf and 5 percentin 2009.
“It’s an emerging trend,” Hess “A lot of companies are talkingabouy it. … This is not expecter to be a shorteconomic downturn, and cuttint the employee match could be more palatabld and easier for employeezs than losing their jobs or taking a pay About 4 percent of U.S. workerw have stopped contributing totheir 401(k) plans over the past few largely in reaction to stock markegt losses, Hess said. During the 2001-200e3 period, most U.S. companies suspended theire match for an averagw of 12 to18 months. But it could be longeer this time, Hess said. “Back in 2002, it was she said.
“It was only a year, year and a that companies suspendedtheir match, and then the economg picked up and they turned it back on. But this is The markets are downmuch more, and nobodty is expecting the economyg to do better in the next six months. Some companies may end up suspendinhg for two tothree years.” Nearly 80 percent of U.S. employers provide some sort of employee-contribution according to a fall 2008 survey by theProfit Sharing/401k in Chicago. Company contributions average about 3 percen tof pay, the organization said. Depending on what type of plan a companhis using, suspending the match can be relatively Francis said.
“It depends on how the matchin g contribution is set up inthe plan,” she “There are two basiv types. You can either have a discretionaryh matchingcontribution — in which the plan documentf says, essentially, ‘we’ll match what we feel like when we feel — or something called a safe-harbor matchingv contribution plan. “With a safe harbor plan, it’sw tougher to get a suspensioh going, because there are advance noticse requirements and amendment requirements before you can implementthe suspension.
” Safe harbor 401(k) plans, which were createde in the late 1990s and have become increasingly popular over the past five have advantages for employers. A company that uses one can avoid the hassle and expense of annualIRS non-discrimination testing aime at ensuring that highly paid managerxs and executives aren’t contributing significantly more than lesser-paif employees. “If you go off the safe which you do if you suspend thematchinyg contributions, then you’re back into that wholw testing regime,” Francis said. “It may mean that your [higher-paid] peoplew can’t put away as much money as they though t they were going to beable to.
” She adviseas employers who suspend matching contributions to emphasize that the situatio is temporary. “You don’t want to ever say that you’ree permanently doing something, because you potentially get into some statutor y issues on discontinuing a portion of the she said. “Don’t say it unless you really mean • Westword: Owned by , suspender in January 2009
Sunday, December 12, 2010
Faulty loan documents prompt MGIC to reject millions in claims - Washington Business Journal:
raisavydyexuwowi.blogspot.com
The rejections provide some reliefto , against multimillion-dollar losses that startes in 2007 as the residential real estat e market skidded. However, the insurer is not engaged in a new strategyg tostem losses, said spokesman Mike Zimmerman. “It’s part of what an insurancr company does, is revieew claims,” Zimmerman said. “It’s somethiny we’ve always done.” The claim rejectiond are hitting the financial firmsx that hold the mortgagesafter foreclosures, including and .
MGIC denied 20 percent of claims in the first quarter of compared with the historical average of 5 percengtor less, MGIC executives MGIC and other mortgage insurersz are reviewing more claims as mortgage delinquencies continue placing pressure on insurers’ profits and theirf capital to cover the MGIC reported a net loss for the quarteer ended March 31 of $184.6 millionj after losing $519 million in 2008 and $1.678 billion in 2007. The companty already has declined topay $163 million in claimsa during the first quarted of 2009, nearly equaling the total of $171 million for all of 2008. The companyh denied $28 million in claims for 2007.
Most of the claimsx rejections are for mortgages issued in 2006and 2007, Zimmerman said. Most of the rejections are for sub-prims or no-documentation mortgages, he said. The increase in rescissions or denial reflects the significant amoung of fraud and misrepresentation in loan documents fromthose years, MGIC executives said. “Wed have found, frankly, a very high level of fraud in many of the MGIC chairman and CEO Curt Culverr told shareholders atthe company’s annual meeting earlier this month.
The companyy has added “a couple dozen” staffersz to its internal team at its downtown Milwaukee headquarteras to handle the increased volume of reviewes and investigations on Zimmerman said. The jump in the amounts of coveragew MGIC is rescinding has surprised some lenders who have not previouslu experienced this level of scrutiny for Bari Gambacorta, a Lawrenceville, attorney who represents lenders, said in an intervieqw that lenders typically cooperate with investigations in hopes their claims will still be paid.
“Rathee than brave the tempest and honortheit policies, they (insurers) have electede to get in front of the wave through this novepl rescission approach,“ Gambacorta wrote on a blog wher e he noted the trend. MGIC is working througbh several years of losses from loans insured for poolszof sub-prime and other low-standard mortgages. In the casea where MGIC determines the claimis legitimate, the companyt pays up to 25 percent of the mortgagd principal and other costs related to the Zimmerman said.
The rejections provide some reliefto , against multimillion-dollar losses that startes in 2007 as the residential real estat e market skidded. However, the insurer is not engaged in a new strategyg tostem losses, said spokesman Mike Zimmerman. “It’s part of what an insurancr company does, is revieew claims,” Zimmerman said. “It’s somethiny we’ve always done.” The claim rejectiond are hitting the financial firmsx that hold the mortgagesafter foreclosures, including and .
MGIC denied 20 percent of claims in the first quarter of compared with the historical average of 5 percengtor less, MGIC executives MGIC and other mortgage insurersz are reviewing more claims as mortgage delinquencies continue placing pressure on insurers’ profits and theirf capital to cover the MGIC reported a net loss for the quarteer ended March 31 of $184.6 millionj after losing $519 million in 2008 and $1.678 billion in 2007. The companty already has declined topay $163 million in claimsa during the first quarted of 2009, nearly equaling the total of $171 million for all of 2008. The companyh denied $28 million in claims for 2007.
Most of the claimsx rejections are for mortgages issued in 2006and 2007, Zimmerman said. Most of the rejections are for sub-prims or no-documentation mortgages, he said. The increase in rescissions or denial reflects the significant amoung of fraud and misrepresentation in loan documents fromthose years, MGIC executives said. “Wed have found, frankly, a very high level of fraud in many of the MGIC chairman and CEO Curt Culverr told shareholders atthe company’s annual meeting earlier this month.
The companyy has added “a couple dozen” staffersz to its internal team at its downtown Milwaukee headquarteras to handle the increased volume of reviewes and investigations on Zimmerman said. The jump in the amounts of coveragew MGIC is rescinding has surprised some lenders who have not previouslu experienced this level of scrutiny for Bari Gambacorta, a Lawrenceville, attorney who represents lenders, said in an intervieqw that lenders typically cooperate with investigations in hopes their claims will still be paid.
“Rathee than brave the tempest and honortheit policies, they (insurers) have electede to get in front of the wave through this novepl rescission approach,“ Gambacorta wrote on a blog wher e he noted the trend. MGIC is working througbh several years of losses from loans insured for poolszof sub-prime and other low-standard mortgages. In the casea where MGIC determines the claimis legitimate, the companyt pays up to 25 percent of the mortgagd principal and other costs related to the Zimmerman said.
Thursday, December 9, 2010
Texas Cord Blood Bank adds Midland hospital to network - San Antonio Business Journal:
http://hotelsancarloscancun.com/downtown-hotel-cancun-abouthotel.html
Midland Memorial Hospital has become the 12th hospitap to join the Texas CordBlood Bank, a divisionn of the in San Antonio. The Texas Legislature created the Texaa Cord Blood Bank in 2001 to collect blooc from the discarded umbilica l cords of healthynewborn babies. This bloo is rich in blood-making stem cells that can be used as an alternative to bone marrow transplants to treat cancers such as leukemiand lymphoma, sickle-cell anemia and immune-systenm disorders. Methodist Hospital in San Antonio became the firsty official collection site in the statrein 2005.
Doctors at Midlaned Memorial will now begin collecting the umbilicalcord “The benefit potential of cord blood on people’sw lives was very important in our decision to partned with Texas Cord Blood says Robert Dent, vice president of nursing at Midlandf Memorial Hospital. “This will make a differencre in people’s lives.” Dr. Norman D. Kalmin, president, CEO and medica l director for the South TexasBloodx & Tissue Center, says this partnership also has the potential of creatinf a diversity of cord blood unitse in the state.
Midland Memorial Hospital has become the 12th hospitap to join the Texas CordBlood Bank, a divisionn of the in San Antonio. The Texas Legislature created the Texaa Cord Blood Bank in 2001 to collect blooc from the discarded umbilica l cords of healthynewborn babies. This bloo is rich in blood-making stem cells that can be used as an alternative to bone marrow transplants to treat cancers such as leukemiand lymphoma, sickle-cell anemia and immune-systenm disorders. Methodist Hospital in San Antonio became the firsty official collection site in the statrein 2005.
Doctors at Midlaned Memorial will now begin collecting the umbilicalcord “The benefit potential of cord blood on people’sw lives was very important in our decision to partned with Texas Cord Blood says Robert Dent, vice president of nursing at Midlandf Memorial Hospital. “This will make a differencre in people’s lives.” Dr. Norman D. Kalmin, president, CEO and medica l director for the South TexasBloodx & Tissue Center, says this partnership also has the potential of creatinf a diversity of cord blood unitse in the state.
Tuesday, December 7, 2010
Family businesses may be best equipped to ride out recession, Barclays Wealth report says - bizjournals:
http://www.chipkin.com/design-specification-commissioning-and-troubleshooting
With difficult economic times Doyle would be willing to give up her salar again to keep thecompany afloat. “We would do withoutt the pay, as opposedc to laying people off,” said Doyle, who founderd Compassionate Care HomeHelpers Inc., a non-medicak in-home service provider, with the help of her sister and Other U.S. family businesses may make the sametoughg decisions. According to a Barclaysx Wealth report earlierthis year, this factoer and others may mean family businesseds are particularly well-positioned to ride out the Specifically, the report points to several key characteristics that many familh businesses share, such as a long-tern outlook, tendency toward risk aversion, low debt load and management agility.
“Ifg you look at the sacrifices that can be made in the shory term in regard towagexs … they may be able to take a little bit less in said Ray Vargo, director of the Small Business Developmentg Center at the University of Pittsburgh’s Institute for Entrepreneurial Excellence. Diane Sandstrom, consulting managed with Duquesne University’s Smalkl Business Development Center, said abougt 25 percent to 30 percent of small businesses in the region fall intothe family-owned category. “Sometimes, the family owne businesses are not in such adire position,” Sandstrom said.
“Theyu will fund an expansion using swear equity instead of going into Sweat equity could simply mean agreeing to work longet hours for a certaihn period of time to see the family businesw through arough spot, she The decision-making process in a family owned business also may be more efficien t than other types of companies, Sandstrom said. “Theu can make a change much quicker,” she said. Family-owned businessea also will sometimes not take on a big burden of debt becaused they want to pass thebusiness down, Sandstrom said. Doyle’ws experience with Compassionate Careis instructive.
The company, whicnh is only now close to could not afford to pay its officestaftf — Doyle, her sister and their mother for the first two years of its so the three went without a salary. “If we didn’tf do that, we wouldn’t still be here today,” Doyld said. “None of us got paid to do any of Doyle said communication is extremely easy betweemn motherand daughters, and they can reachu each other after business hours to make a decision. “Wew don’t have to wait until Monday at9 a.m. to make a Doyle said.
The trio is willing to agaimn gowithout salary, although Doyled doesn’t expect the downturn to so thoroughly impacrt the company to make that necessary. “We still will do that if need be,” she said. One danger for family-ownexd firms, however, is because much of their debt may bepersonally guaranteed, when a business it could be financially devastating for the Vargo said. “I’ve seen some situations where familh members have gone out to borrow everything theycoulx — they think it is going to turn around,” he said. “Whej a person is signing their name onthe line, it’s personal debt.
”
With difficult economic times Doyle would be willing to give up her salar again to keep thecompany afloat. “We would do withoutt the pay, as opposedc to laying people off,” said Doyle, who founderd Compassionate Care HomeHelpers Inc., a non-medicak in-home service provider, with the help of her sister and Other U.S. family businesses may make the sametoughg decisions. According to a Barclaysx Wealth report earlierthis year, this factoer and others may mean family businesseds are particularly well-positioned to ride out the Specifically, the report points to several key characteristics that many familh businesses share, such as a long-tern outlook, tendency toward risk aversion, low debt load and management agility.
“Ifg you look at the sacrifices that can be made in the shory term in regard towagexs … they may be able to take a little bit less in said Ray Vargo, director of the Small Business Developmentg Center at the University of Pittsburgh’s Institute for Entrepreneurial Excellence. Diane Sandstrom, consulting managed with Duquesne University’s Smalkl Business Development Center, said abougt 25 percent to 30 percent of small businesses in the region fall intothe family-owned category. “Sometimes, the family owne businesses are not in such adire position,” Sandstrom said.
“Theyu will fund an expansion using swear equity instead of going into Sweat equity could simply mean agreeing to work longet hours for a certaihn period of time to see the family businesw through arough spot, she The decision-making process in a family owned business also may be more efficien t than other types of companies, Sandstrom said. “Theu can make a change much quicker,” she said. Family-owned businessea also will sometimes not take on a big burden of debt becaused they want to pass thebusiness down, Sandstrom said. Doyle’ws experience with Compassionate Careis instructive.
The company, whicnh is only now close to could not afford to pay its officestaftf — Doyle, her sister and their mother for the first two years of its so the three went without a salary. “If we didn’tf do that, we wouldn’t still be here today,” Doyld said. “None of us got paid to do any of Doyle said communication is extremely easy betweemn motherand daughters, and they can reachu each other after business hours to make a decision. “Wew don’t have to wait until Monday at9 a.m. to make a Doyle said.
The trio is willing to agaimn gowithout salary, although Doyled doesn’t expect the downturn to so thoroughly impacrt the company to make that necessary. “We still will do that if need be,” she said. One danger for family-ownexd firms, however, is because much of their debt may bepersonally guaranteed, when a business it could be financially devastating for the Vargo said. “I’ve seen some situations where familh members have gone out to borrow everything theycoulx — they think it is going to turn around,” he said. “Whej a person is signing their name onthe line, it’s personal debt.
”
Saturday, December 4, 2010
Vanity Fair: The myth of celebrity invades Miami art exhibitions - CultureMap
dudorovanaapyh.blogspot.com
Washington Post | Vanity Fair: The myth of celebrity invades Miami art exhibitions CultureMap It's no secret that Art Basel Miami Beach is very much a star-studded event; we've already bumped into such notables as James Franco, Patricia Arquette and ... Art Basel: Vanity Fair, Nespresso, and Others Host Parties, Garden Café Pops ... VF's Guide to Art Basel: Ingrid Sischy Art Basel Miami Beach | The Art of Parties |
Thursday, December 2, 2010
HUD sends $32M to jump start AZ affordable housing - Phoenix Business Journal:
http://www.theflowerseeds.com/Trees/Christmas-Tree-Artificial/
million to jump start affordablee housing projects that have been in limbo during the The announcement was made Wednesday by SecretaryShaun Donovan. The $32.2 million comes from the Americam Recovery and Reinvestment Act and is earmarkedfor HUD’s new Tax Creditg Assistance Program. The creditr will help fund affordabld housing projects that were in development but unable to attrac funding as a result of tighrtcredit markets. HUD estimates that 1,000 affordable housing projectse acrossthe country, totaling about 150,000 could not move forward and are waitinv for funding.
“The funding being announced today is an important step in achieviny the goal of putting the American peoplr back to work whileproviding quality, affordable housint options for low-income families at a time when thos e options are needed more than ever,” Donovan said in a press release. Specifics of what projects in Arizonwa will benefit fromthe $32.3 milliojn state allocation were not announced. HUD’s Tax Credit Assistanc Program will allocate morethan $1 billion in all 50 Wednesday’s announcement applies to 24 states and Puertl Rico. Other state allocations will be announced in the nextseveralk weeks.
million to jump start affordablee housing projects that have been in limbo during the The announcement was made Wednesday by SecretaryShaun Donovan. The $32.2 million comes from the Americam Recovery and Reinvestment Act and is earmarkedfor HUD’s new Tax Creditg Assistance Program. The creditr will help fund affordabld housing projects that were in development but unable to attrac funding as a result of tighrtcredit markets. HUD estimates that 1,000 affordable housing projectse acrossthe country, totaling about 150,000 could not move forward and are waitinv for funding.
“The funding being announced today is an important step in achieviny the goal of putting the American peoplr back to work whileproviding quality, affordable housint options for low-income families at a time when thos e options are needed more than ever,” Donovan said in a press release. Specifics of what projects in Arizonwa will benefit fromthe $32.3 milliojn state allocation were not announced. HUD’s Tax Credit Assistanc Program will allocate morethan $1 billion in all 50 Wednesday’s announcement applies to 24 states and Puertl Rico. Other state allocations will be announced in the nextseveralk weeks.
Subscribe to:
Posts (Atom)